Cost of Studying in Canada for Indian Students (2026)

Total cost at a glance

Figures are indicative for 2026 and vary by university, program, and city. For a personalised estimate, run your numbers in the ROI calculator.

Tuition fees

Tuition is the biggest part of your budget and varies widely by program. College diplomas start around CAD 7,000–22,000 per year (₹4.5–13.5 lakh), while postgraduate degrees at top universities run CAD 18,000–35,000 per year (₹11–22 lakh). STEM and business programs tend to sit at the higher end. Choosing the right province and university can change your total by lakhs, so shortlist universities that fit your budget before you apply.

Living costs by city

Where you live matters as much as where you study. A student in Winnipeg spends roughly CAD 950–1,350 a month, while the same student in Toronto or Vancouver spends CAD 1,600–2,300. Over a two-year program, choosing a more affordable city can save CAD 15,000–22,000 (₹9–14 lakh) on living costs alone.

How to bring the cost down

Three levers make the biggest difference: scholarships, part-time work, and province choice. International students can work up to 24 hours a week during term — at Ontario’s minimum wage of about CAD 17.60/hour, that is roughly CAD 1,690 a month, enough to cover most living costs. On top of that, find scholarships you qualify for — students who combine these routinely cut their effective cost by 30–45%.

Is studying in Canada worth it?

The honest answer depends on your course and expected salary, not just the sticker price. Before you borrow, calculate the ROI for your specific plan to see your payback period — it is the difference between an investment and an expensive guess.

Frequently asked questions

How much does it cost to study in Canada for one year?

For most Indian students the first year totals roughly ₹18–45 lakh, covering tuition, living, visa, insurance, and travel — the range depends on your program and city.

Is Canada cheaper than the USA or UK?

Often yes. Canadian tuition and living costs typically sit below comparable US private universities, though top Canadian cities like Toronto and Vancouver are pricier.

Can I work to cover my expenses?

Yes. International students can work up to 24 hours a week during term, which covers most living costs in affordable cities.

Are scholarships available for Indian students?

Yes — university, government, and private awards. Use our free scholarship finder to see what you qualify for.